Overview

Job Title: Corporate Banker

Work location: Dar es Salaam, Tanzania

 

 

 

JOB DESCRIPTION:

ESSENTIAL DUTIES:

  • The standard of data obtained from market intelligence to use in credit analysis.
  • Credit report quality for evaluations by the credit committee.
  • Sufficient level of expertise to carry out tasks related to credit analysis.
  • Information on credit portfolio quality and credit portfolio upkeep.
  • Reduction of risk exposures and effects related to AML and KYC.
  • Maintaining uniformity in the application and observance of existing policies, processes, procedures, and tools in order to maximize effectiveness, maintain compliance, and save expenses.

 

 

REQUIREMENTS FOR COMPETENCE:

  • Technical abilities to successfully carry out tasks related to portfolio maintenance and credit analysis in a way that continuously meets high criteria or benchmarks.
  • Interpersonal skills to manage and successfully engage with stakeholders who have an impact on performance, including internal and external customers.
  • Familiarity with lending goods and services.
  • To regularly meet necessary compliance standards or benchmarks, one must possess knowledge of and apply all applicable banking policies, processes, procedures, and guidelines in an efficient manner.
  • Empowerment of oneself to foster the growth of trust, cooperation, and open communication—all essential for performance- and customer-service-oriented employment.

 

 

Principal Activities:

  • Evaluation of credit requests, including examination of the financial and credit data submitted regarding the company clients.
  • Prepare credit applications in accordance with the credit policy for facility renewals as well as the onboarding of new facilities with the help of the relationship manager.
  • Know what the KYC requirements are. Take steps to guarantee adherence.
  • Make sure that all AML and KYC standards are met with the utmost care and diligence.
  • Keep track of loan account financial data, such as spreads, interim reports, and financial covenants.
  • Keep an eye out and make sure that neither asset nor liability clients have any excesses that have not been authorized.
  • Perform regular industry research, self-evaluations, stress tests, and economic analyses. Make recommendations for strategies and action plans in relation to the bank’s credit portfolio.
  • Proactive credit portfolio monitoring to guarantee early issue credit identification.
  • Examine the security records for each business account once a year.
  • Accountable for providing clients with services that align with the Bank’s mission.

 

 

Requirements for qualifications and experience:

  • A professional qualification or a university degree in a pertinent field.
  • Three years of experience carrying out comparable duties.
  • Practical knowledge of Microsoft Office software.

 

 

JOB DETAILS:

 

Job ID no: 3102

Level of degree: Bachelor’s degree

Job posted on: September 13, 2024    2:20 pm

Job due date: September 30, 2024   2:20 pm

Places: Dar Es Salaam, Tanzania – Ali Hassan Mwinyi/Kaunda Drive Junction, P.O. Box 804

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